Join us, Thursday, February 11, 2016! Nonprofit board service is the ultimate challenge in leadership, ethics, accountability, group dynamics and crisis management.  If you are a considering serving on a nonprofit board, becoming a new board member or currently serving on a board, this timely seminar is designed for you.    Our panelist will discuss Learn More

Group health plan sponsors must provide Medicare Part D “creditable coverage” notices prior to October 15th, the start date of the Medicare annual enrollment period for Part D, Prescription Drug coverage.  The October 15th deadline applies for all group health plan sponsors who provide prescription drug coverage, regardless of plan year, plan size, employer size, employer type Learn More

Group health plan sponsors must provide Medicare Part D “creditable coverage” notices prior to October 15th, the start date of the Medicare annual enrollment period for Part D, Prescription Drug coverage. (The enrollment period is October 15-December 7.) The Medicare Modernization Act requires group health plan sponsors that offer prescription drug coverage to notify Medicare-eligible Learn More

In spite of major changes in the healthcare landscape, small-business owners looking to recruit and retain top employees still need to pay close attention to their benefits offerings. According to the 2015 Aflac WorkForces Report for Small Businesses, a majority of workers employed in small businesses are willing to consider a job with slightly lower pay Learn More

Since its passage in 2010, The Affordable Care Act (ACA) has generated considerable attention. In general, the purpose of this legislation was to ensure that people have access to quality, affordable healthcare. This legislation will have a sweeping impact on organizations and individuals as everyone struggles to understand the requirements of the regulations and develop Learn More

The biggest story last month in health benefits comes down to one word: consolidation. Whether it’s the Aetna-Humana merger, CVS buying Target’s pharmacies, or Willis and Towers Watson combining forces – mass consolidation has benefits leaders and consumers alike wondering if this latest wave of consolidation will add up to.  Read our August newsletter here.

Consolidation in the health insurance industry holds both positives and negatives for employer-sponsored health plans, but employers shouldn’t expect to see any potential savings resulting from the Aetna-Humana merger until at least 2017, say industry experts. “The real impact of this will be in the Medicare Advantage space and the ability to negotiate better pricing Learn More

The Centers for Medicare and Medicaid Services (CMS) and the Department of Health and Human Services (HHS) (“the Departments”) released their final rules on cost sharing parameters and cost sharing reductions. Read full article and more here.

How is your company distributing compliance documents? Historically, companies have mailed out hard copies of their compliance packets, Summary Plan Descriptions (SPDs), Summary of Benefits and Coverage (SBC), and Summary of Material Modifications (SMM). If this packet contains the Patient Protection and Affordable Care Act (PPACA) State Exchange notification, it also needs to go to Learn More

Many health insurers have asked insurance regulators for sizable premium increases next year, but final rates are likely to be much lower than the ones requested. Most of the increase is expected to hit the individual market, however, small groups could feel it as well. On June 1, 2015, HealthCare.gov, the federal website for enrollment Learn More